“Tom spelled everything out for us and took the time (even on weekends) to chat about specific scenarios. We trusted him and it paid off! – Russel G

“Everything was fantastic during the entire process. I very much appreciated the transparency and communication I received from the team, and Tom was fantastic with sharing his expertise and knowledge to help us make the right decisions! – Timothy C.

Tom Expedited Things With Precision and Was Extremely Informative “Tom Expedited Things With Precision and Was Extremely Informative. We had a tricky dual closing and he hit the bulls eye for us and made the entire experience non stressful for my wife and I. We felt very prepared for our closing and things went perfectly […]

Tom & His Team Always Take Superb Care of My Clients “Tom & His Team Always Take Superb Care of My Clients. My buyers were very pleased with his work and everything was done on time with weekly updates. He is amazing at working the realtor schedule- 24/7….. Thank you for a smooth transaction!” – […]

Thank You Again for Setting Us Up for Success with Home Buying “We are getting settled in our beautiful new home and wanted to extend a thank you to all of you for making the home buying process go smoothly.  You were excellent to work with and we couldn’t have asked for a better team!  […]

Tom and his team are fantastic communicators, they are easily accessible to ask questions and explain things in terms I can understand. This is my 2nd home purchase with this team, and I have already referred family to work with Tom! I won’t go anywhere else! – Rachel P.

Tom’s Great At Lending “Everything was fast and well explained. All documents were explained prior to signing and it seemed I had 24/7 access to my loan officer. Him and his team were always a phone call or text message away. Thank you all for everything!” – Mario R., Borrower

Tom and the Heath Team Made the Process of Refinancing As Simple and Painless as Possible “Tom and the Heath Team made the process of refinancing as simple and painless as possible.  Their communication and professionalism was excellent and I highly recommend them.” – Julie, Borrower

We were amazed at the speed that it all was completed, particularly after we changed our mind to add the escrow account “Tom- Thanks for sending the survey questions.  Our answers are 5’s to all of them.  We checked with Rudy and he agrees, and added his personal thanks for letting him sit in at […]

So Glad Our Suggested Using The Heath Team at NOVA “So glad our realtor suggested using The Heath Team at NOVA after a frustrating experience with my previous bank (not naming names, but it starts with US). All along, the process was handled quickly, with thoroughness and professionalism. To a person, everyone treated us with […]

The Difference That Tom Made Was He Listened To My Unique and Individual Needs “The difference that Tom made was that he listened to my unique and individual needs and didn’t try to steer me away from that.” – Rosa Q., Borrower

Thank You So Much for Helping Me Along the Way Into My First Home “Thank you so much for helping me along the way into my first home.  It’s a great feeling and you did an amazing job making things happen in the short window of time we had.  Feel free to use that as […]

We Are So Happy That We Chose Tom at NOVA Home Loans! “We are so happy that we chose Tom at NOVA® Home Loans!  Our Realtor contacted hom around 6pm on a Sunday night, and by 10pm he had our loan pre-approval letter ready to go so we could bid on a home the next […]

Since We Moved From Renter To Homeowner Our Cost of Housing Decreased By Hundreds “Thanks Tom.  Since we moved from renter to homeowner our costs of housing decreased by over $350.  You played a major role in our strategy.  Thank you so much!” – Jim, Borrower

I absolutely recommend them to friends, family and clients “Tom and the Heath Team at NOVA® Home Loans assisted me through the entire loan process and remain dedicated to any future needs.  I absolutely recommend them to friends, family and clients.” – Rose, Borrower

Tom’s Great At Lending “This transaction hit a couple of bumps in the road, and Tom & Team went above and beyond to navigate them, and kept in contact with me the entire time. I can’t tell you how much I appreciate the support and diligent efforts to make sure that everything went through in the end. […]

Tom Heath & His Team Are Awesome “Tom Heath & his Team are awesome. Can tackle ANY problem that gets in their way. Always has our best interest first. Always makes sure to keep in contact with us & make sure that we feel comfortable with our decisions. Would & have recommended them to our […]

If I could give Tom an 11 I would. Clear and concise with his information. Honest and up-front with his communication. Tom and the team are amazing! – Nicholas V.

Tom’s crew was AWESOME!! We weren’t buying a mansion, we bought a modestly priced home, yet they never made us feel like a small fish in a big pond.  Tom quickly understood our special situation, namely what all is involved in working a a traveling Occupational Therapist, so we didn’t have to go into depth […]

I Highly Recommend the Heath Team at NOVA Home Loans “Tom and the rest of his team are an amazing group of folks wot work with.  They’re knowledgeable, persistent, and truly know how to make an experience that is often rat to stressful somewhat enjoyable.  I thank Tom and the Heath Team for making my […]

Thank You for Always Being Accessible and Making Sure We Understood Everything “Both Nathan and I are so grateful for all of your help and patience in facilitating our loan.  The entire experience was informative and thoughtful, it was so nice to not worry about the loan while the chaos of house shopping / inspecting […]

We Worked With Tom for Our New Home Loan and He Has Been Great! “We worked with Tom for our new home loan and he has been great!  He has been very responsive, easy to work with, and helpful in explaining any of our questions.  He also was very proactive in getting us a great […]

Tom’s Great At Lending “Working with Tom Heath and his NOVA Team was a pleasure. They were all very professional and kind. Any questions that we had were answered immediately and explained. We liked the way they kept us informed on all the steps that are needed for a mortgage loan and made it very […]

Tom Heath Is My Only Choice For A Home Mortgage Lender “Tom Heath & Dea are a FABULOUS team… Knowledgeable, FUN, involved with Passion and great ideas, team players… CREATIVE solutions for every challenge!!  Tom is my Only Choice for a lender.” – MaryLou T., REALTOR®

You guided us without fail every step of the way “I wanted to extend my own gratitude to you and the rest of the NOVA team, for excellence in service throughout the entire process. It seems every step of the way this house needed some sort of financial transaction or attention or decisions while we […]